Move cash faster, from invoicing and payments to reconciliation.
Cash today. Cash incoming.
Cash going out.
Three cash flow questions, answered on one screen.
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What you have, what's coming in, what's going out, and a six-week forecast, all on one screen.
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Bank accounts, cash funds, money still held by payment channels and unpaid invoices, added up into one total, with every amount traced to where it sits.
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What's still owed, what's overdue by age, what should land in the next four weeks, plus one-tap reminders to your biggest debtors.
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Everything due in the next 14 days, plus every payment request waiting for approval or payout. See it before the money leaves.
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Cash on hand plus incoming, minus outgoing, across a six-week forecast and each scenario. After your safety buffer, you know exactly what you can put into the next move.
Get paid faster. Spend with control. Keep audit-ready books.
Get paid faster,
reinvest sooner.
Lower your DSO and free up working capital. Customers pay straight from the invoice.
working capital freed upBased on VND 50B revenue ÷ 365 days × paid 9 days sooner
Control spending
before it happens.
Swap cash advances and reimbursements for pre-approved limits. Every expense has a budget and a receipt.
in leakage stopped each yearBased on VND 3B operating spend × 4% leakage × 80% stopped
Tax-ready,
not just at year-end.
Every transaction is checked for documents as it happens. Tax risks surface the same day.
in deductible expenses protected each yearBased on VND 3B spend × 5% missing documents × 30% CIT and VAT
Automate the busywork,
free up your finance team.
AI reads documents, reconciles and categorizes. Your team just reviews and approves.
of manual work saved a yearBased on 5 accountants × 2,000 hours × 40% reconciliation × 70% automated
Estimates for a business with VND 50B revenue, 5 accountants and VND 3B annual operating spend. Run it with your numbers
1 · Cash visibility
The three numbers you decide on, always up to date.
Cash on hand, expected cash and accounts receivable. Refreshed with every transaction.
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Cash positionWith every transaction
Available balance today
VND 1,286,450,000Bank accountsVirtual accountsCash
Banks, virtual accounts, cash fundsAll in one number, live with every transaction.
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Cash flow forecast6 weeks ahead
Forecast balance for the next six weeks
VND 1,568,000,000Forecast balance in 6 weeksBased on upcoming receipts and payments.
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Receivables managementBy aging
Accounts receivable by aging
VND 486,200,000Still receivableSee what's overdue, and by how long.
FinanOne is built by the Finan team, drawing on years of running a finance platform for Vietnamese business owners.
- 800,000+business owners served
- USD 5Bin transactions processed
- VPBank · Mastercardco-launched FinanOne, Aug 2026
2 · Get paid faster, spend with control
Every inflow has a payer, every outflow a purpose.
×
×
Built into FinanOne. Your business issues, sets limits and revokes on its own.
Virtual accounts
Know who paid the moment money lands.
Every customer gets its own account number. Receivables update the moment cash lands.
Talk to an expert →- CustomerVirtual account no.Cash in
- Tung Lam StoreVPBank · 9012 5678+VND 18,600,000Matched
- Minh Phat DistributorVPBank · 9012 5679+VND 64,000,000Matched
- Ms. Nguyen Thi LanVPBank · 9012 5680+VND 7,550,000Matched
- Saigon Packaging Co.VPBank · 9012 5681+VND 142,000,000Matched
Virtual card · VPBiz FinanONE Mastercard
A card for every purpose, each with its own limit.
Issue cards per employee, team or project. Spend stays within approved limits.
- VND 0Annual fee, for life
- 1%Cashback on ads, restaurants, hotels, flights, golf
- 0.5%Cashback on all other spending
Cashback up to VND 2,500,000 per card per month.
Press releaseHanoi, 05/08/2026
VPBank, FINAN and Mastercard launch a virtual debit card for businesses
Tuổi Trẻ
Báo Xây dựng3 · Audit-ready books · AI-run operations
AI that understands your numbers, and handles the busywork.
Every transaction is already tied to a customer, an invoice and a purpose, so AI works from your real numbers.
- 01Reads documents and transactions
AI extracts invoices and documents, and picks up every bank transaction as it happens.
- 02Knows where each number belongs
Categorizes expenses, matches incoming cash to the right invoice, order and customer, and suggests journal entries.
- 03Acts only within your rules
Flags unusual spending, requests missing documents, proposes approval steps. Anything that needs a decision waits for your approval.
- 128transactions today
- 125handled by AI
- 3waits for your approval
09:41Cash in +VND 7,550,000VPBank
Transaction receivedMatched invoice 00000434Receivable clearedDone automatically
10:02Freight invoice VND 18,500,000Email
Invoice readCategory: LogisticsJournal entry suggestedDone automatically
10:15Travel expenses at 93% of limitVirtual cards
Anomaly detectedApprover suggestedAwaiting your approval
See FinanOne running on your numbers.
Leave your details and a FinanOne expert will be in touch. See the product overview →
Customers
Businesses running their finances on FinanOne.
Phat Thanh Cafe
Scotch AGS
Finest Future Vietnam
3K Center
Otimo
About FinanOne
Built for Vietnamese businesses, backed by banks and investors.
FinanOne is developed by Finan, from a platform that has served more than 800,000 business owners. Launched in August 2026 with VPBank and Mastercard.
About us →- 800,000+business owners served
- USD 5Bin transactions processed
- WinnerTechfest 2022
- Third prizeASEAN-Korea Startup Innovation Week 2024
Investors
Backed by global investors.
10 banking and payment partners
VPBank- Mastercard
Shinhan Bank
MB Bank
BIDV
Agribank
HDBank
ABBANK
NCB
Hong Leong Bank
FinanOne in the press
“All transactions are updated in real time, so businesses can track the budget of each department, employee or project as transactions happen, instead of waiting for settlement.”
FinanceVnExpress07/08/2026Read article
Up and running, fast.
Finan ecosystem
800,000+Business owners who have used the Finan ecosystem
Go live
24 hoursTo get core workflows running
Automated reconciliation
4 daysSaved on reconciliation each month
See what your business could save each year
Choose your industry and size to see an estimated range. The detailed analysis will use your real numbers.
Estimated annual savings · industry F&B
This figure includes
On top of that (not included above)
What FinanOne does for your industry
Want to try it yourself first? Start free trial
These figures are estimates by industry and size, not a guaranteed outcome. Each item uses the midpoint of the ranges you select, and results are shown within ±15%.
Get paid faster, spend with control, keep audit-ready books.
Three plans for every stage. Starter comes with a 14-day free trial.